RV Insurance in Nevada

It doesn't matter whether you only use your RV for weekend trips to get away from the hustles and bustles of the city or if you live full-time in the RV as you travel the country. It is a considerable investment, part of your lifestyle, and deserves to be protected. That's why we at Modern Choice Insurance can help you and other RV owners in Las Vegas NV by helping you obtain the proper coverage for your RV, so you don't find yourself in a bind in the event of an accident.

Why Is RV Insurance Needed?

Aside from the fact that the state of Nevada requires you to carry insurance on your Recreational Vehicle, an RV presents a unique risk because it is both a vehicle and a home. Because of this, a special type of insurance coverage is needed for proper protection: RV insurance.

Some Important RV Insurance Considerations

As an RV owner, you must carry liability coverage, which offers coverage for bodily injury, medical payments, and property damage. If your RV is new or less than five years old, you will want to consider investing in full replacement coverage. This ensures your RV is replaced with the same or similar model and accessories.

Collision and comprehensive RV insurance coverage will cover repair costs after an accident or non-collision damage. We can work with you to determine what type of payout you would receive based on your needs. These options include stated value, agreed value, and replacement cost. Replacement lost was just covered, but the stated value would return your RV's actual cash value or market value, and the agreed value would return the insured amount.

Stay Safe by Insuring Your RV in Nevada

At Modern Choice Insurance, we are qualified to evaluate your individual situation and offer you the necessary RV coverage. Today, give us a call to obtain a personalized no-obligation quote for RV insurance in Las Vegas NV.